LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,244
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,212
−HK$1,998/mo
Today · 4.125%
HK$67,210
baseline
▲ 0.50% · 4.625%
HK$71,300
+HK$4,090/mo
Deposit HK$13.87M · loan HK$13.87M · min. income ≈ HK$134,420/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,178,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,359
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,246
−HK$1,914/mo
Today · 4.125%
HK$74,160
baseline
▲ 0.50% · 4.625%
HK$78,069
+HK$3,909/mo
Deposit HK$13.87M · loan HK$13.87M · min. income ≈ HK$148,320/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,178,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,893
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,254
−HK$2,398/mo
Today · 4.125%
HK$80,652
baseline
▲ 0.50% · 4.625%
HK$85,560
+HK$4,908/mo
Deposit HK$11.09M · loan HK$16.64M · min. income ≈ HK$161,304/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,178,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,430
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,695
−HK$2,297/mo
Today · 4.125%
HK$88,992
baseline
▲ 0.50% · 4.625%
HK$93,683
+HK$4,691/mo
Deposit HK$11.09M · loan HK$16.64M · min. income ≈ HK$177,984/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,178,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,542
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,296
−HK$2,798/mo
Today · 4.125%
HK$94,094
baseline
▲ 0.50% · 4.625%
HK$99,820
+HK$5,726/mo
Deposit HK$8.32M · loan HK$19.41M · min. income ≈ HK$188,188/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,178,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,502
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$101,144
−HK$2,680/mo
Today · 4.125%
HK$103,824
baseline
▲ 0.50% · 4.625%
HK$109,297
+HK$5,473/mo
Deposit HK$8.32M · loan HK$19.41M · min. income ≈ HK$207,648/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,178,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,840
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$117,381
−HK$3,597/mo
Today · 4.125%
HK$120,978
baseline
▲ 0.50% · 4.625%
HK$128,340
+HK$7,362/mo
Deposit HK$2.77M · loan HK$24.96M · min. income ≈ HK$241,956/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,178,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,646
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$130,042
−HK$3,446/mo
Today · 4.125%
HK$133,488
baseline
▲ 0.50% · 4.625%
HK$140,524
+HK$7,036/mo
Deposit HK$2.77M · loan HK$24.96M · min. income ≈ HK$266,976/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,178,764 · Scale 2, in force from 26 Feb 2026)