LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,249
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,217
−HK$1,999/mo
Today · 4.125%
HK$67,216
baseline
▲ 0.50% · 4.625%
HK$71,305
+HK$4,089/mo
Deposit HK$13.87M · loan HK$13.87M · min. income ≈ HK$134,432/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,364
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,251
−HK$1,915/mo
Today · 4.125%
HK$74,166
baseline
▲ 0.50% · 4.625%
HK$78,075
+HK$3,909/mo
Deposit HK$13.87M · loan HK$13.87M · min. income ≈ HK$148,332/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,899
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,260
−HK$2,399/mo
Today · 4.125%
HK$80,659
baseline
▲ 0.50% · 4.625%
HK$85,567
+HK$4,908/mo
Deposit HK$11.10M · loan HK$16.64M · min. income ≈ HK$161,318/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,437
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,702
−HK$2,297/mo
Today · 4.125%
HK$88,999
baseline
▲ 0.50% · 4.625%
HK$93,690
+HK$4,691/mo
Deposit HK$11.10M · loan HK$16.64M · min. income ≈ HK$177,998/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,549
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$91,303
−HK$2,799/mo
Today · 4.125%
HK$94,102
baseline
▲ 0.50% · 4.625%
HK$99,828
+HK$5,726/mo
Deposit HK$8.32M · loan HK$19.42M · min. income ≈ HK$188,204/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,510
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$101,152
−HK$2,680/mo
Today · 4.125%
HK$103,832
baseline
▲ 0.50% · 4.625%
HK$109,305
+HK$5,473/mo
Deposit HK$8.32M · loan HK$19.42M · min. income ≈ HK$207,664/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,849
−HK$7,139/mo
▼ 0.25% · 3.875%
HK$117,390
−HK$3,598/mo
Today · 4.125%
HK$120,988
baseline
▲ 0.50% · 4.625%
HK$128,350
+HK$7,362/mo
Deposit HK$2.77M · loan HK$24.96M · min. income ≈ HK$241,976/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,656
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$130,052
−HK$3,446/mo
Today · 4.125%
HK$133,498
baseline
▲ 0.50% · 4.625%
HK$140,535
+HK$7,037/mo
Deposit HK$2.77M · loan HK$24.96M · min. income ≈ HK$266,996/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,178,857 · Scale 2, in force from 26 Feb 2026)