LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,261
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,229
−HK$1,999/mo
Today · 4.125%
HK$67,228
baseline
▲ 0.50% · 4.625%
HK$71,319
+HK$4,091/mo
Deposit HK$13.87M · loan HK$13.87M · min. income ≈ HK$134,456/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,179,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,377
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,265
−HK$1,914/mo
Today · 4.125%
HK$74,179
baseline
▲ 0.50% · 4.625%
HK$78,090
+HK$3,911/mo
Deposit HK$13.87M · loan HK$13.87M · min. income ≈ HK$148,358/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,179,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,913
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,274
−HK$2,400/mo
Today · 4.125%
HK$80,674
baseline
▲ 0.50% · 4.625%
HK$85,582
+HK$4,908/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$161,348/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,453
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,718
−HK$2,297/mo
Today · 4.125%
HK$89,015
baseline
▲ 0.50% · 4.625%
HK$93,707
+HK$4,692/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$178,030/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,565
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$91,320
−HK$2,799/mo
Today · 4.125%
HK$94,119
baseline
▲ 0.50% · 4.625%
HK$99,846
+HK$5,727/mo
Deposit HK$8.32M · loan HK$19.42M · min. income ≈ HK$188,238/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,179,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,528
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$101,171
−HK$2,680/mo
Today · 4.125%
HK$103,851
baseline
▲ 0.50% · 4.625%
HK$109,325
+HK$5,474/mo
Deposit HK$8.32M · loan HK$19.42M · min. income ≈ HK$207,702/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,179,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,870
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$117,412
−HK$3,598/mo
Today · 4.125%
HK$121,010
baseline
▲ 0.50% · 4.625%
HK$128,374
+HK$7,364/mo
Deposit HK$2.77M · loan HK$24.97M · min. income ≈ HK$242,020/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,179,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,679
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,076
−HK$3,447/mo
Today · 4.125%
HK$133,523
baseline
▲ 0.50% · 4.625%
HK$140,561
+HK$7,038/mo
Deposit HK$2.77M · loan HK$24.97M · min. income ≈ HK$267,046/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,179,075 · Scale 2, in force from 26 Feb 2026)