LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,283
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,251
−HK$2,000/mo
Today · 4.125%
HK$67,251
baseline
▲ 0.50% · 4.625%
HK$71,343
+HK$4,092/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,502/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,402
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,290
−HK$1,915/mo
Today · 4.125%
HK$74,205
baseline
▲ 0.50% · 4.625%
HK$78,117
+HK$3,912/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,410/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,939
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,302
−HK$2,400/mo
Today · 4.125%
HK$80,702
baseline
▲ 0.50% · 4.625%
HK$85,612
+HK$4,910/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$161,404/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,482
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,748
−HK$2,298/mo
Today · 4.125%
HK$89,046
baseline
▲ 0.50% · 4.625%
HK$93,740
+HK$4,694/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$178,092/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,596
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,352
−HK$2,800/mo
Today · 4.125%
HK$94,152
baseline
▲ 0.50% · 4.625%
HK$99,881
+HK$5,729/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$188,304/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,562
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,206
−HK$2,681/mo
Today · 4.125%
HK$103,887
baseline
▲ 0.50% · 4.625%
HK$109,363
+HK$5,476/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$207,774/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,909
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$117,452
−HK$3,600/mo
Today · 4.125%
HK$121,052
baseline
▲ 0.50% · 4.625%
HK$128,418
+HK$7,366/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$242,104/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,179,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,723
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$130,121
−HK$3,448/mo
Today · 4.125%
HK$133,569
baseline
▲ 0.50% · 4.625%
HK$140,610
+HK$7,041/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$267,138/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,179,483 · Scale 2, in force from 26 Feb 2026)