LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,285
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,253
−HK$2,000/mo
Today · 4.125%
HK$67,253
baseline
▲ 0.50% · 4.625%
HK$71,345
+HK$4,092/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,506/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,403
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,292
−HK$1,915/mo
Today · 4.125%
HK$74,207
baseline
▲ 0.50% · 4.625%
HK$78,119
+HK$3,912/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,414/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,942
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$78,304
−HK$2,400/mo
Today · 4.125%
HK$80,704
baseline
▲ 0.50% · 4.625%
HK$85,614
+HK$4,910/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$161,408/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,484
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,750
−HK$2,299/mo
Today · 4.125%
HK$89,049
baseline
▲ 0.50% · 4.625%
HK$93,742
+HK$4,693/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$178,098/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,598
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,354
−HK$2,800/mo
Today · 4.125%
HK$94,154
baseline
▲ 0.50% · 4.625%
HK$99,883
+HK$5,729/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$188,308/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,565
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,208
−HK$2,682/mo
Today · 4.125%
HK$103,890
baseline
▲ 0.50% · 4.625%
HK$109,366
+HK$5,476/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$207,780/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,912
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$117,456
−HK$3,600/mo
Today · 4.125%
HK$121,056
baseline
▲ 0.50% · 4.625%
HK$128,422
+HK$7,366/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$242,112/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,179,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,726
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,125
−HK$3,448/mo
Today · 4.125%
HK$133,573
baseline
▲ 0.50% · 4.625%
HK$140,614
+HK$7,041/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$267,146/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,179,515 · Scale 2, in force from 26 Feb 2026)