LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,286
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,254
−HK$2,000/mo
Today · 4.125%
HK$67,254
baseline
▲ 0.50% · 4.625%
HK$71,347
+HK$4,093/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,508/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,405
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,293
−HK$1,916/mo
Today · 4.125%
HK$74,209
baseline
▲ 0.50% · 4.625%
HK$78,120
+HK$3,911/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,418/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,943
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$78,305
−HK$2,400/mo
Today · 4.125%
HK$80,705
baseline
▲ 0.50% · 4.625%
HK$85,616
+HK$4,911/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$161,410/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,486
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,752
−HK$2,298/mo
Today · 4.125%
HK$89,050
baseline
▲ 0.50% · 4.625%
HK$93,744
+HK$4,694/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$178,100/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,600
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,356
−HK$2,800/mo
Today · 4.125%
HK$94,156
baseline
▲ 0.50% · 4.625%
HK$99,885
+HK$5,729/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$188,312/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,567
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,210
−HK$2,682/mo
Today · 4.125%
HK$103,892
baseline
▲ 0.50% · 4.625%
HK$109,368
+HK$5,476/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$207,784/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,915
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$117,458
−HK$3,600/mo
Today · 4.125%
HK$121,058
baseline
▲ 0.50% · 4.625%
HK$128,424
+HK$7,366/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$242,116/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,179,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,729
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,128
−HK$3,448/mo
Today · 4.125%
HK$133,576
baseline
▲ 0.50% · 4.625%
HK$140,616
+HK$7,040/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$267,152/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,179,538 · Scale 2, in force from 26 Feb 2026)