LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,286
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,255
−HK$2,000/mo
Today · 4.125%
HK$67,255
baseline
▲ 0.50% · 4.625%
HK$71,347
+HK$4,092/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,510/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,405
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,294
−HK$1,915/mo
Today · 4.125%
HK$74,209
baseline
▲ 0.50% · 4.625%
HK$78,121
+HK$3,912/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,418/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,944
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$78,306
−HK$2,400/mo
Today · 4.125%
HK$80,706
baseline
▲ 0.50% · 4.625%
HK$85,617
+HK$4,911/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$161,412/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,487
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,752
−HK$2,299/mo
Today · 4.125%
HK$89,051
baseline
▲ 0.50% · 4.625%
HK$93,745
+HK$4,694/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$178,102/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,601
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$91,357
−HK$2,800/mo
Today · 4.125%
HK$94,157
baseline
▲ 0.50% · 4.625%
HK$99,886
+HK$5,729/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$188,314/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,568
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$101,211
−HK$2,682/mo
Today · 4.125%
HK$103,893
baseline
▲ 0.50% · 4.625%
HK$109,369
+HK$5,476/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$207,786/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,915
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$117,459
−HK$3,600/mo
Today · 4.125%
HK$121,059
baseline
▲ 0.50% · 4.625%
HK$128,425
+HK$7,366/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$242,118/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,179,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,730
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,129
−HK$3,448/mo
Today · 4.125%
HK$133,577
baseline
▲ 0.50% · 4.625%
HK$140,618
+HK$7,041/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$267,154/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,179,548 · Scale 2, in force from 26 Feb 2026)