LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,293
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,262
−HK$2,000/mo
Today · 4.125%
HK$67,262
baseline
▲ 0.50% · 4.625%
HK$71,355
+HK$4,093/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,524/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,413
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,301
−HK$1,916/mo
Today · 4.125%
HK$74,217
baseline
▲ 0.50% · 4.625%
HK$78,129
+HK$3,912/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,434/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,952
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,314
−HK$2,401/mo
Today · 4.125%
HK$80,715
baseline
▲ 0.50% · 4.625%
HK$85,626
+HK$4,911/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$161,430/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,496
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,762
−HK$2,299/mo
Today · 4.125%
HK$89,061
baseline
▲ 0.50% · 4.625%
HK$93,755
+HK$4,694/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$178,122/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,610
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$91,367
−HK$2,800/mo
Today · 4.125%
HK$94,167
baseline
▲ 0.50% · 4.625%
HK$99,897
+HK$5,730/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$188,334/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,578
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$101,222
−HK$2,682/mo
Today · 4.125%
HK$103,904
baseline
▲ 0.50% · 4.625%
HK$109,381
+HK$5,477/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$207,808/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,928
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$117,471
−HK$3,601/mo
Today · 4.125%
HK$121,072
baseline
▲ 0.50% · 4.625%
HK$128,439
+HK$7,367/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$242,144/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,179,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,743
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$130,143
−HK$3,448/mo
Today · 4.125%
HK$133,591
baseline
▲ 0.50% · 4.625%
HK$140,633
+HK$7,042/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$267,182/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,179,674 · Scale 2, in force from 26 Feb 2026)