LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,295
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,263
−HK$2,001/mo
Today · 4.125%
HK$67,264
baseline
▲ 0.50% · 4.625%
HK$71,357
+HK$4,093/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,528/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,415
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,303
−HK$1,916/mo
Today · 4.125%
HK$74,219
baseline
▲ 0.50% · 4.625%
HK$78,131
+HK$3,912/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,438/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,953
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,316
−HK$2,400/mo
Today · 4.125%
HK$80,716
baseline
▲ 0.50% · 4.625%
HK$85,628
+HK$4,912/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$161,432/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,497
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,764
−HK$2,299/mo
Today · 4.125%
HK$89,063
baseline
▲ 0.50% · 4.625%
HK$93,757
+HK$4,694/mo
Deposit HK$11.10M · loan HK$16.65M · min. income ≈ HK$178,126/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,612
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$91,369
−HK$2,800/mo
Today · 4.125%
HK$94,169
baseline
▲ 0.50% · 4.625%
HK$99,899
+HK$5,730/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$188,338/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,580
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$101,224
−HK$2,682/mo
Today · 4.125%
HK$103,906
baseline
▲ 0.50% · 4.625%
HK$109,383
+HK$5,477/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$207,812/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,930
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$117,474
−HK$3,601/mo
Today · 4.125%
HK$121,075
baseline
▲ 0.50% · 4.625%
HK$128,442
+HK$7,367/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$242,150/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,179,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,746
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$130,145
−HK$3,449/mo
Today · 4.125%
HK$133,594
baseline
▲ 0.50% · 4.625%
HK$140,636
+HK$7,042/mo
Deposit HK$2.78M · loan HK$24.98M · min. income ≈ HK$267,188/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,179,700 · Scale 2, in force from 26 Feb 2026)