LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,304
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,273
−HK$2,001/mo
Today · 4.125%
HK$67,274
baseline
▲ 0.50% · 4.625%
HK$71,367
+HK$4,093/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,548/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,425
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,314
−HK$1,916/mo
Today · 4.125%
HK$74,230
baseline
▲ 0.50% · 4.625%
HK$78,142
+HK$3,912/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,460/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,179,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,965
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,328
−HK$2,400/mo
Today · 4.125%
HK$80,728
baseline
▲ 0.50% · 4.625%
HK$85,640
+HK$4,912/mo
Deposit HK$11.10M · loan HK$16.66M · min. income ≈ HK$161,456/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,510
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,776
−HK$2,300/mo
Today · 4.125%
HK$89,076
baseline
▲ 0.50% · 4.625%
HK$93,771
+HK$4,695/mo
Deposit HK$11.10M · loan HK$16.66M · min. income ≈ HK$178,152/mo (50% DSR)
Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,179,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,625
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$91,382
−HK$2,801/mo
Today · 4.125%
HK$94,183
baseline
▲ 0.50% · 4.625%
HK$99,914
+HK$5,731/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$188,366/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,595
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$101,239
−HK$2,683/mo
Today · 4.125%
HK$103,922
baseline
▲ 0.50% · 4.625%
HK$109,399
+HK$5,477/mo
Deposit HK$8.33M · loan HK$19.43M · min. income ≈ HK$207,844/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,179,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,947
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$117,491
−HK$3,601/mo
Today · 4.125%
HK$121,092
baseline
▲ 0.50% · 4.625%
HK$128,461
+HK$7,369/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$242,184/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,179,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,765
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$130,165
−HK$3,448/mo
Today · 4.125%
HK$133,613
baseline
▲ 0.50% · 4.625%
HK$140,656
+HK$7,043/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$267,226/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,179,873 · Scale 2, in force from 26 Feb 2026)