LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,311
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,280
−HK$2,001/mo
Today · 4.125%
HK$67,281
baseline
▲ 0.50% · 4.625%
HK$71,375
+HK$4,094/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,562/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,180,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,433
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,322
−HK$1,916/mo
Today · 4.125%
HK$74,238
baseline
▲ 0.50% · 4.625%
HK$78,151
+HK$3,913/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,476/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,180,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,973
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,336
−HK$2,401/mo
Today · 4.125%
HK$80,737
baseline
▲ 0.50% · 4.625%
HK$85,650
+HK$4,913/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$161,474/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,519
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,786
−HK$2,300/mo
Today · 4.125%
HK$89,086
baseline
▲ 0.50% · 4.625%
HK$93,781
+HK$4,695/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$178,172/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,635
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$91,392
−HK$2,801/mo
Today · 4.125%
HK$94,193
baseline
▲ 0.50% · 4.625%
HK$99,925
+HK$5,732/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$188,386/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,606
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$101,250
−HK$2,683/mo
Today · 4.125%
HK$103,933
baseline
▲ 0.50% · 4.625%
HK$109,412
+HK$5,479/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$207,866/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,960
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$117,504
−HK$3,602/mo
Today · 4.125%
HK$121,106
baseline
▲ 0.50% · 4.625%
HK$128,475
+HK$7,369/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$242,212/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,779
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$130,179
−HK$3,449/mo
Today · 4.125%
HK$133,628
baseline
▲ 0.50% · 4.625%
HK$140,672
+HK$7,044/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$267,256/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,004 · Scale 2, in force from 26 Feb 2026)