LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,312
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,282
−HK$2,001/mo
Today · 4.125%
HK$67,283
baseline
▲ 0.50% · 4.625%
HK$71,377
+HK$4,094/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,566/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,180,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,434
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,323
−HK$1,917/mo
Today · 4.125%
HK$74,240
baseline
▲ 0.50% · 4.625%
HK$78,153
+HK$3,913/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,480/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,180,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,975
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,338
−HK$2,401/mo
Today · 4.125%
HK$80,739
baseline
▲ 0.50% · 4.625%
HK$85,652
+HK$4,913/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$161,478/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,521
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,788
−HK$2,300/mo
Today · 4.125%
HK$89,088
baseline
▲ 0.50% · 4.625%
HK$93,784
+HK$4,696/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$178,176/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,637
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$91,395
−HK$2,801/mo
Today · 4.125%
HK$94,196
baseline
▲ 0.50% · 4.625%
HK$99,927
+HK$5,731/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$188,392/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,608
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$101,253
−HK$2,683/mo
Today · 4.125%
HK$103,936
baseline
▲ 0.50% · 4.625%
HK$109,414
+HK$5,478/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$207,872/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,962
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$117,507
−HK$3,602/mo
Today · 4.125%
HK$121,109
baseline
▲ 0.50% · 4.625%
HK$128,478
+HK$7,369/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$242,218/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,782
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$130,182
−HK$3,450/mo
Today · 4.125%
HK$133,632
baseline
▲ 0.50% · 4.625%
HK$140,676
+HK$7,044/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$267,264/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,034 · Scale 2, in force from 26 Feb 2026)