LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,314
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,283
−HK$2,001/mo
Today · 4.125%
HK$67,284
baseline
▲ 0.50% · 4.625%
HK$71,378
+HK$4,094/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,568/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,180,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,436
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,325
−HK$1,916/mo
Today · 4.125%
HK$74,241
baseline
▲ 0.50% · 4.625%
HK$78,155
+HK$3,914/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,482/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,180,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,976
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$78,340
−HK$2,401/mo
Today · 4.125%
HK$80,741
baseline
▲ 0.50% · 4.625%
HK$85,654
+HK$4,913/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$161,482/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,523
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,790
−HK$2,299/mo
Today · 4.125%
HK$89,089
baseline
▲ 0.50% · 4.625%
HK$93,785
+HK$4,696/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$178,178/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,639
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$91,396
−HK$2,802/mo
Today · 4.125%
HK$94,198
baseline
▲ 0.50% · 4.625%
HK$99,929
+HK$5,731/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$188,396/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,610
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$101,255
−HK$2,683/mo
Today · 4.125%
HK$103,938
baseline
▲ 0.50% · 4.625%
HK$109,416
+HK$5,478/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$207,876/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,965
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$117,510
−HK$3,601/mo
Today · 4.125%
HK$121,111
baseline
▲ 0.50% · 4.625%
HK$128,480
+HK$7,369/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$242,222/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,784
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$130,185
−HK$3,449/mo
Today · 4.125%
HK$133,634
baseline
▲ 0.50% · 4.625%
HK$140,678
+HK$7,044/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$267,268/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,056 · Scale 2, in force from 26 Feb 2026)