LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,322
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,291
−HK$2,002/mo
Today · 4.125%
HK$67,293
baseline
▲ 0.50% · 4.625%
HK$71,387
+HK$4,094/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$134,586/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,180,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,445
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,334
−HK$1,917/mo
Today · 4.125%
HK$74,251
baseline
▲ 0.50% · 4.625%
HK$78,165
+HK$3,914/mo
Deposit HK$13.88M · loan HK$13.88M · min. income ≈ HK$148,502/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,180,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,986
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$78,350
−HK$2,401/mo
Today · 4.125%
HK$80,751
baseline
▲ 0.50% · 4.625%
HK$85,665
+HK$4,914/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$161,502/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,534
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,801
−HK$2,300/mo
Today · 4.125%
HK$89,101
baseline
▲ 0.50% · 4.625%
HK$93,797
+HK$4,696/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$178,202/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,650
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,408
−HK$2,802/mo
Today · 4.125%
HK$94,210
baseline
▲ 0.50% · 4.625%
HK$99,942
+HK$5,732/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$188,420/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,623
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$101,268
−HK$2,683/mo
Today · 4.125%
HK$103,951
baseline
▲ 0.50% · 4.625%
HK$109,430
+HK$5,479/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$207,902/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,979
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$117,524
−HK$3,603/mo
Today · 4.125%
HK$121,127
baseline
▲ 0.50% · 4.625%
HK$128,497
+HK$7,370/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$242,254/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,801
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$130,201
−HK$3,450/mo
Today · 4.125%
HK$133,651
baseline
▲ 0.50% · 4.625%
HK$140,696
+HK$7,045/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$267,302/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,206 · Scale 2, in force from 26 Feb 2026)