LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,324
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,294
−HK$2,001/mo
Today · 4.125%
HK$67,295
baseline
▲ 0.50% · 4.625%
HK$71,390
+HK$4,095/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,590/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,448
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,337
−HK$1,917/mo
Today · 4.125%
HK$74,254
baseline
▲ 0.50% · 4.625%
HK$78,168
+HK$3,914/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,508/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,989
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,353
−HK$2,402/mo
Today · 4.125%
HK$80,755
baseline
▲ 0.50% · 4.625%
HK$85,668
+HK$4,913/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$161,510/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,537
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,805
−HK$2,300/mo
Today · 4.125%
HK$89,105
baseline
▲ 0.50% · 4.625%
HK$93,802
+HK$4,697/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$178,210/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,654
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,412
−HK$2,802/mo
Today · 4.125%
HK$94,214
baseline
▲ 0.50% · 4.625%
HK$99,946
+HK$5,732/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$188,428/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,627
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$101,272
−HK$2,683/mo
Today · 4.125%
HK$103,955
baseline
▲ 0.50% · 4.625%
HK$109,435
+HK$5,480/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$207,910/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,984
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$117,530
−HK$3,602/mo
Today · 4.125%
HK$121,132
baseline
▲ 0.50% · 4.625%
HK$128,502
+HK$7,370/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$242,264/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,806
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$130,207
−HK$3,450/mo
Today · 4.125%
HK$133,657
baseline
▲ 0.50% · 4.625%
HK$140,702
+HK$7,045/mo
Deposit HK$2.78M · loan HK$24.99M · min. income ≈ HK$267,314/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,258 · Scale 2, in force from 26 Feb 2026)