LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,330
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,299
−HK$2,002/mo
Today · 4.125%
HK$67,301
baseline
▲ 0.50% · 4.625%
HK$71,396
+HK$4,095/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,602/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,453
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,343
−HK$1,917/mo
Today · 4.125%
HK$74,260
baseline
▲ 0.50% · 4.625%
HK$78,174
+HK$3,914/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,520/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,995
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,359
−HK$2,402/mo
Today · 4.125%
HK$80,761
baseline
▲ 0.50% · 4.625%
HK$85,675
+HK$4,914/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$161,522/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,544
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,812
−HK$2,300/mo
Today · 4.125%
HK$89,112
baseline
▲ 0.50% · 4.625%
HK$93,809
+HK$4,697/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$178,224/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,661
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,419
−HK$2,802/mo
Today · 4.125%
HK$94,221
baseline
▲ 0.50% · 4.625%
HK$99,954
+HK$5,733/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$188,442/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,635
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$101,280
−HK$2,684/mo
Today · 4.125%
HK$103,964
baseline
▲ 0.50% · 4.625%
HK$109,444
+HK$5,480/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$207,928/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,993
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$117,539
−HK$3,603/mo
Today · 4.125%
HK$121,142
baseline
▲ 0.50% · 4.625%
HK$128,513
+HK$7,371/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$242,284/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,816
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$130,217
−HK$3,451/mo
Today · 4.125%
HK$133,668
baseline
▲ 0.50% · 4.625%
HK$140,714
+HK$7,046/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$267,336/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,352 · Scale 2, in force from 26 Feb 2026)