LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,331
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,301
−HK$2,001/mo
Today · 4.125%
HK$67,302
baseline
▲ 0.50% · 4.625%
HK$71,397
+HK$4,095/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,604/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,455
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,344
−HK$1,917/mo
Today · 4.125%
HK$74,261
baseline
▲ 0.50% · 4.625%
HK$78,176
+HK$3,915/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,522/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,997
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,361
−HK$2,402/mo
Today · 4.125%
HK$80,763
baseline
▲ 0.50% · 4.625%
HK$85,677
+HK$4,914/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$161,526/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,546
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,813
−HK$2,300/mo
Today · 4.125%
HK$89,113
baseline
▲ 0.50% · 4.625%
HK$93,811
+HK$4,698/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$178,226/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,663
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,421
−HK$2,802/mo
Today · 4.125%
HK$94,223
baseline
▲ 0.50% · 4.625%
HK$99,956
+HK$5,733/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$188,446/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,637
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$101,282
−HK$2,684/mo
Today · 4.125%
HK$103,966
baseline
▲ 0.50% · 4.625%
HK$109,446
+HK$5,480/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$207,932/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,995
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$117,541
−HK$3,603/mo
Today · 4.125%
HK$121,144
baseline
▲ 0.50% · 4.625%
HK$128,515
+HK$7,371/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$242,288/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,819
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$130,220
−HK$3,450/mo
Today · 4.125%
HK$133,670
baseline
▲ 0.50% · 4.625%
HK$140,716
+HK$7,046/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$267,340/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,374 · Scale 2, in force from 26 Feb 2026)