LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,333
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,303
−HK$2,001/mo
Today · 4.125%
HK$67,304
baseline
▲ 0.50% · 4.625%
HK$71,399
+HK$4,095/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,608/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,457
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,347
−HK$1,916/mo
Today · 4.125%
HK$74,263
baseline
▲ 0.50% · 4.625%
HK$78,178
+HK$3,915/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,526/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,999
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,363
−HK$2,402/mo
Today · 4.125%
HK$80,765
baseline
▲ 0.50% · 4.625%
HK$85,679
+HK$4,914/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$161,530/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,548
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,816
−HK$2,300/mo
Today · 4.125%
HK$89,116
baseline
▲ 0.50% · 4.625%
HK$93,814
+HK$4,698/mo
Deposit HK$11.11M · loan HK$16.66M · min. income ≈ HK$178,232/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,666
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,424
−HK$2,802/mo
Today · 4.125%
HK$94,226
baseline
▲ 0.50% · 4.625%
HK$99,959
+HK$5,733/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$188,452/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,640
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$101,285
−HK$2,684/mo
Today · 4.125%
HK$103,969
baseline
▲ 0.50% · 4.625%
HK$109,449
+HK$5,480/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$207,938/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,999
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$117,545
−HK$3,602/mo
Today · 4.125%
HK$121,147
baseline
▲ 0.50% · 4.625%
HK$128,519
+HK$7,372/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$242,294/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,822
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$130,224
−HK$3,450/mo
Today · 4.125%
HK$133,674
baseline
▲ 0.50% · 4.625%
HK$140,720
+HK$7,046/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$267,348/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,410 · Scale 2, in force from 26 Feb 2026)