LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,334
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,304
−HK$2,002/mo
Today · 4.125%
HK$67,306
baseline
▲ 0.50% · 4.625%
HK$71,401
+HK$4,095/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,612/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,459
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,349
−HK$1,917/mo
Today · 4.125%
HK$74,266
baseline
▲ 0.50% · 4.625%
HK$78,180
+HK$3,914/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,532/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,001
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,365
−HK$2,402/mo
Today · 4.125%
HK$80,767
baseline
▲ 0.50% · 4.625%
HK$85,682
+HK$4,915/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$161,534/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,551
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,818
−HK$2,301/mo
Today · 4.125%
HK$89,119
baseline
▲ 0.50% · 4.625%
HK$93,816
+HK$4,697/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$178,238/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,668
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,426
−HK$2,802/mo
Today · 4.125%
HK$94,228
baseline
▲ 0.50% · 4.625%
HK$99,962
+HK$5,734/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$188,456/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,642
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,288
−HK$2,684/mo
Today · 4.125%
HK$103,972
baseline
▲ 0.50% · 4.625%
HK$109,452
+HK$5,480/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$207,944/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,002
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$117,548
−HK$3,603/mo
Today · 4.125%
HK$121,151
baseline
▲ 0.50% · 4.625%
HK$128,523
+HK$7,372/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$242,302/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,826
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$130,227
−HK$3,451/mo
Today · 4.125%
HK$133,678
baseline
▲ 0.50% · 4.625%
HK$140,724
+HK$7,046/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$267,356/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,444 · Scale 2, in force from 26 Feb 2026)