LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,341
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,312
−HK$2,001/mo
Today · 4.125%
HK$67,313
baseline
▲ 0.50% · 4.625%
HK$71,409
+HK$4,096/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,626/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,467
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,356
−HK$1,918/mo
Today · 4.125%
HK$74,274
baseline
▲ 0.50% · 4.625%
HK$78,189
+HK$3,915/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,548/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,010
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,374
−HK$2,402/mo
Today · 4.125%
HK$80,776
baseline
▲ 0.50% · 4.625%
HK$85,691
+HK$4,915/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$161,552/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,560
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,828
−HK$2,300/mo
Today · 4.125%
HK$89,128
baseline
▲ 0.50% · 4.625%
HK$93,827
+HK$4,699/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$178,256/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,678
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,436
−HK$2,803/mo
Today · 4.125%
HK$94,239
baseline
▲ 0.50% · 4.625%
HK$99,973
+HK$5,734/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$188,478/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,653
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,299
−HK$2,684/mo
Today · 4.125%
HK$103,983
baseline
▲ 0.50% · 4.625%
HK$109,464
+HK$5,481/mo
Deposit HK$8.33M · loan HK$19.44M · min. income ≈ HK$207,966/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,014
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,561
−HK$3,603/mo
Today · 4.125%
HK$121,164
baseline
▲ 0.50% · 4.625%
HK$128,537
+HK$7,373/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$242,328/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,840
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,242
−HK$3,451/mo
Today · 4.125%
HK$133,693
baseline
▲ 0.50% · 4.625%
HK$140,740
+HK$7,047/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$267,386/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,573 · Scale 2, in force from 26 Feb 2026)