LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,342
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,313
−HK$2,001/mo
Today · 4.125%
HK$67,314
baseline
▲ 0.50% · 4.625%
HK$71,410
+HK$4,096/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,628/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,468
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,358
−HK$1,917/mo
Today · 4.125%
HK$74,275
baseline
▲ 0.50% · 4.625%
HK$78,190
+HK$3,915/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,550/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,011
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,375
−HK$2,402/mo
Today · 4.125%
HK$80,777
baseline
▲ 0.50% · 4.625%
HK$85,692
+HK$4,915/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$161,554/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,561
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,829
−HK$2,301/mo
Today · 4.125%
HK$89,130
baseline
▲ 0.50% · 4.625%
HK$93,828
+HK$4,698/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$178,260/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,679
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,438
−HK$2,802/mo
Today · 4.125%
HK$94,240
baseline
▲ 0.50% · 4.625%
HK$99,974
+HK$5,734/mo
Deposit HK$8.33M · loan HK$19.45M · min. income ≈ HK$188,480/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,655
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,301
−HK$2,684/mo
Today · 4.125%
HK$103,985
baseline
▲ 0.50% · 4.625%
HK$109,466
+HK$5,481/mo
Deposit HK$8.33M · loan HK$19.45M · min. income ≈ HK$207,970/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,016
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,563
−HK$3,603/mo
Today · 4.125%
HK$121,166
baseline
▲ 0.50% · 4.625%
HK$128,539
+HK$7,373/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$242,332/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,842
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,244
−HK$3,451/mo
Today · 4.125%
HK$133,695
baseline
▲ 0.50% · 4.625%
HK$140,742
+HK$7,047/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$267,390/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,590 · Scale 2, in force from 26 Feb 2026)