LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,345
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,315
−HK$2,002/mo
Today · 4.125%
HK$67,317
baseline
▲ 0.50% · 4.625%
HK$71,413
+HK$4,096/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,634/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,471
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,361
−HK$1,917/mo
Today · 4.125%
HK$74,278
baseline
▲ 0.50% · 4.625%
HK$78,193
+HK$3,915/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,556/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,014
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,379
−HK$2,402/mo
Today · 4.125%
HK$80,781
baseline
▲ 0.50% · 4.625%
HK$85,696
+HK$4,915/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$161,562/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,565
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,833
−HK$2,301/mo
Today · 4.125%
HK$89,134
baseline
▲ 0.50% · 4.625%
HK$93,832
+HK$4,698/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$178,268/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,683
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,442
−HK$2,802/mo
Today · 4.125%
HK$94,244
baseline
▲ 0.50% · 4.625%
HK$99,979
+HK$5,735/mo
Deposit HK$8.33M · loan HK$19.45M · min. income ≈ HK$188,488/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,659
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,305
−HK$2,684/mo
Today · 4.125%
HK$103,989
baseline
▲ 0.50% · 4.625%
HK$109,471
+HK$5,482/mo
Deposit HK$8.33M · loan HK$19.45M · min. income ≈ HK$207,978/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,021
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,568
−HK$3,603/mo
Today · 4.125%
HK$121,171
baseline
▲ 0.50% · 4.625%
HK$128,544
+HK$7,373/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$242,342/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,847
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,249
−HK$3,451/mo
Today · 4.125%
HK$133,700
baseline
▲ 0.50% · 4.625%
HK$140,748
+HK$7,048/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$267,400/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,642 · Scale 2, in force from 26 Feb 2026)