LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,346
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,317
−HK$2,002/mo
Today · 4.125%
HK$67,319
baseline
▲ 0.50% · 4.625%
HK$71,415
+HK$4,096/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,638/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,472
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,362
−HK$1,918/mo
Today · 4.125%
HK$74,280
baseline
▲ 0.50% · 4.625%
HK$78,195
+HK$3,915/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,560/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,016
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,380
−HK$2,403/mo
Today · 4.125%
HK$80,783
baseline
▲ 0.50% · 4.625%
HK$85,698
+HK$4,915/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$161,566/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,567
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,835
−HK$2,301/mo
Today · 4.125%
HK$89,136
baseline
▲ 0.50% · 4.625%
HK$93,834
+HK$4,698/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$178,272/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,685
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,444
−HK$2,802/mo
Today · 4.125%
HK$94,246
baseline
▲ 0.50% · 4.625%
HK$99,981
+HK$5,735/mo
Deposit HK$8.33M · loan HK$19.45M · min. income ≈ HK$188,492/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,661
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,307
−HK$2,684/mo
Today · 4.125%
HK$103,991
baseline
▲ 0.50% · 4.625%
HK$109,473
+HK$5,482/mo
Deposit HK$8.33M · loan HK$19.45M · min. income ≈ HK$207,982/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$1,180,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,024
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,570
−HK$3,604/mo
Today · 4.125%
HK$121,174
baseline
▲ 0.50% · 4.625%
HK$128,547
+HK$7,373/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$242,348/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,850
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,252
−HK$3,451/mo
Today · 4.125%
HK$133,703
baseline
▲ 0.50% · 4.625%
HK$140,751
+HK$7,048/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$267,406/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,667 · Scale 2, in force from 26 Feb 2026)