LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,349
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,320
−HK$2,002/mo
Today · 4.125%
HK$67,322
baseline
▲ 0.50% · 4.625%
HK$71,418
+HK$4,096/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,644/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,475
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,365
−HK$1,918/mo
Today · 4.125%
HK$74,283
baseline
▲ 0.50% · 4.625%
HK$78,198
+HK$3,915/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,566/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,019
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,383
−HK$2,403/mo
Today · 4.125%
HK$80,786
baseline
▲ 0.50% · 4.625%
HK$85,702
+HK$4,916/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$161,572/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,570
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,838
−HK$2,301/mo
Today · 4.125%
HK$89,139
baseline
▲ 0.50% · 4.625%
HK$93,838
+HK$4,699/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$178,278/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,689
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,447
−HK$2,803/mo
Today · 4.125%
HK$94,250
baseline
▲ 0.50% · 4.625%
HK$99,985
+HK$5,735/mo
Deposit HK$8.33M · loan HK$19.45M · min. income ≈ HK$188,500/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,180,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,665
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,311
−HK$2,685/mo
Today · 4.125%
HK$103,996
baseline
▲ 0.50% · 4.625%
HK$109,478
+HK$5,482/mo
Deposit HK$8.33M · loan HK$19.45M · min. income ≈ HK$207,992/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,180,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,028
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,575
−HK$3,604/mo
Today · 4.125%
HK$121,179
baseline
▲ 0.50% · 4.625%
HK$128,552
+HK$7,373/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$242,358/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,855
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,258
−HK$3,451/mo
Today · 4.125%
HK$133,709
baseline
▲ 0.50% · 4.625%
HK$140,757
+HK$7,048/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$267,418/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,716 · Scale 2, in force from 26 Feb 2026)