LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,353
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,324
−HK$2,002/mo
Today · 4.125%
HK$67,326
baseline
▲ 0.50% · 4.625%
HK$71,422
+HK$4,096/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,652/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,480
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,370
−HK$1,917/mo
Today · 4.125%
HK$74,287
baseline
▲ 0.50% · 4.625%
HK$78,203
+HK$3,916/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,574/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,024
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,388
−HK$2,403/mo
Today · 4.125%
HK$80,791
baseline
▲ 0.50% · 4.625%
HK$85,707
+HK$4,916/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$161,582/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,575
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,844
−HK$2,301/mo
Today · 4.125%
HK$89,145
baseline
▲ 0.50% · 4.625%
HK$93,844
+HK$4,699/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$178,290/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,694
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$91,453
−HK$2,803/mo
Today · 4.125%
HK$94,256
baseline
▲ 0.50% · 4.625%
HK$99,991
+HK$5,735/mo
Deposit HK$8.33M · loan HK$19.45M · min. income ≈ HK$188,512/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,180,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,671
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,318
−HK$2,684/mo
Today · 4.125%
HK$104,002
baseline
▲ 0.50% · 4.625%
HK$109,484
+HK$5,482/mo
Deposit HK$8.33M · loan HK$19.45M · min. income ≈ HK$208,004/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,180,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,035
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,582
−HK$3,604/mo
Today · 4.125%
HK$121,186
baseline
▲ 0.50% · 4.625%
HK$128,560
+HK$7,374/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$242,372/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,863
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,266
−HK$3,451/mo
Today · 4.125%
HK$133,717
baseline
▲ 0.50% · 4.625%
HK$140,766
+HK$7,049/mo
Deposit HK$2.78M · loan HK$25.00M · min. income ≈ HK$267,434/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,789 · Scale 2, in force from 26 Feb 2026)