LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,354
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,325
−HK$2,002/mo
Today · 4.125%
HK$67,327
baseline
▲ 0.50% · 4.625%
HK$71,424
+HK$4,097/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,654/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,481
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,371
−HK$1,918/mo
Today · 4.125%
HK$74,289
baseline
▲ 0.50% · 4.625%
HK$78,205
+HK$3,916/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,578/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,025
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$78,390
−HK$2,403/mo
Today · 4.125%
HK$80,793
baseline
▲ 0.50% · 4.625%
HK$85,709
+HK$4,916/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$161,586/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,577
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,846
−HK$2,301/mo
Today · 4.125%
HK$89,147
baseline
▲ 0.50% · 4.625%
HK$93,846
+HK$4,699/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$178,294/mo (50% DSR)
Upfront cash ≈ HK$12.29M (deposit + AVD stamp duty HK$1,180,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,696
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$91,455
−HK$2,803/mo
Today · 4.125%
HK$94,258
baseline
▲ 0.50% · 4.625%
HK$99,993
+HK$5,735/mo
Deposit HK$8.34M · loan HK$19.45M · min. income ≈ HK$188,516/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,180,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,673
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,320
−HK$2,684/mo
Today · 4.125%
HK$104,004
baseline
▲ 0.50% · 4.625%
HK$109,487
+HK$5,483/mo
Deposit HK$8.34M · loan HK$19.45M · min. income ≈ HK$208,008/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,180,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,038
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,585
−HK$3,604/mo
Today · 4.125%
HK$121,189
baseline
▲ 0.50% · 4.625%
HK$128,563
+HK$7,374/mo
Deposit HK$2.78M · loan HK$25.01M · min. income ≈ HK$242,378/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,866
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,268
−HK$3,452/mo
Today · 4.125%
HK$133,720
baseline
▲ 0.50% · 4.625%
HK$140,769
+HK$7,049/mo
Deposit HK$2.78M · loan HK$25.01M · min. income ≈ HK$267,440/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,814 · Scale 2, in force from 26 Feb 2026)