LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,360
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,331
−HK$2,003/mo
Today · 4.125%
HK$67,334
baseline
▲ 0.50% · 4.625%
HK$71,431
+HK$4,097/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$134,668/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,488
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,378
−HK$1,918/mo
Today · 4.125%
HK$74,296
baseline
▲ 0.50% · 4.625%
HK$78,212
+HK$3,916/mo
Deposit HK$13.89M · loan HK$13.89M · min. income ≈ HK$148,592/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,180,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,032
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$78,397
−HK$2,403/mo
Today · 4.125%
HK$80,800
baseline
▲ 0.50% · 4.625%
HK$85,717
+HK$4,917/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$161,600/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,180,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,585
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,854
−HK$2,301/mo
Today · 4.125%
HK$89,155
baseline
▲ 0.50% · 4.625%
HK$93,855
+HK$4,700/mo
Deposit HK$11.11M · loan HK$16.67M · min. income ≈ HK$178,310/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,180,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,704
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$91,464
−HK$2,803/mo
Today · 4.125%
HK$94,267
baseline
▲ 0.50% · 4.625%
HK$100,003
+HK$5,736/mo
Deposit HK$8.34M · loan HK$19.45M · min. income ≈ HK$188,534/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,180,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,683
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,329
−HK$2,685/mo
Today · 4.125%
HK$104,014
baseline
▲ 0.50% · 4.625%
HK$109,497
+HK$5,483/mo
Deposit HK$8.34M · loan HK$19.45M · min. income ≈ HK$208,028/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,180,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,048
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,596
−HK$3,604/mo
Today · 4.125%
HK$121,200
baseline
▲ 0.50% · 4.625%
HK$128,575
+HK$7,375/mo
Deposit HK$2.78M · loan HK$25.01M · min. income ≈ HK$242,400/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,878
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,281
−HK$3,452/mo
Today · 4.125%
HK$133,733
baseline
▲ 0.50% · 4.625%
HK$140,782
+HK$7,049/mo
Deposit HK$2.78M · loan HK$25.01M · min. income ≈ HK$267,466/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,180,925 · Scale 2, in force from 26 Feb 2026)