LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,372
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,344
−HK$2,002/mo
Today · 4.125%
HK$67,346
baseline
▲ 0.50% · 4.625%
HK$71,444
+HK$4,098/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$134,692/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,181,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,501
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,392
−HK$1,918/mo
Today · 4.125%
HK$74,310
baseline
▲ 0.50% · 4.625%
HK$78,227
+HK$3,917/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$148,620/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,181,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,047
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,412
−HK$2,404/mo
Today · 4.125%
HK$80,816
baseline
▲ 0.50% · 4.625%
HK$85,733
+HK$4,917/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$161,632/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,601
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,870
−HK$2,302/mo
Today · 4.125%
HK$89,172
baseline
▲ 0.50% · 4.625%
HK$93,872
+HK$4,700/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$178,344/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,721
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,481
−HK$2,804/mo
Today · 4.125%
HK$94,285
baseline
▲ 0.50% · 4.625%
HK$100,022
+HK$5,737/mo
Deposit HK$8.34M · loan HK$19.45M · min. income ≈ HK$188,570/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,701
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,349
−HK$2,685/mo
Today · 4.125%
HK$104,034
baseline
▲ 0.50% · 4.625%
HK$109,518
+HK$5,484/mo
Deposit HK$8.34M · loan HK$19.45M · min. income ≈ HK$208,068/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,070
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$117,618
−HK$3,605/mo
Today · 4.125%
HK$121,223
baseline
▲ 0.50% · 4.625%
HK$128,599
+HK$7,376/mo
Deposit HK$2.78M · loan HK$25.01M · min. income ≈ HK$242,446/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,902
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$130,305
−HK$3,453/mo
Today · 4.125%
HK$133,758
baseline
▲ 0.50% · 4.625%
HK$140,809
+HK$7,051/mo
Deposit HK$2.78M · loan HK$25.01M · min. income ≈ HK$267,516/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,149 · Scale 2, in force from 26 Feb 2026)