LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,377
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,349
−HK$2,003/mo
Today · 4.125%
HK$67,352
baseline
▲ 0.50% · 4.625%
HK$71,450
+HK$4,098/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$134,704/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,181,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,507
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,398
−HK$1,918/mo
Today · 4.125%
HK$74,316
baseline
▲ 0.50% · 4.625%
HK$78,233
+HK$3,917/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$148,632/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,181,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,053
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,419
−HK$2,403/mo
Today · 4.125%
HK$80,822
baseline
▲ 0.50% · 4.625%
HK$85,740
+HK$4,918/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$161,644/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,608
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,877
−HK$2,302/mo
Today · 4.125%
HK$89,179
baseline
▲ 0.50% · 4.625%
HK$93,880
+HK$4,701/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$178,358/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,728
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,488
−HK$2,804/mo
Today · 4.125%
HK$94,292
baseline
▲ 0.50% · 4.625%
HK$100,030
+HK$5,738/mo
Deposit HK$8.34M · loan HK$19.46M · min. income ≈ HK$188,584/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,709
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,357
−HK$2,685/mo
Today · 4.125%
HK$104,042
baseline
▲ 0.50% · 4.625%
HK$109,527
+HK$5,485/mo
Deposit HK$8.34M · loan HK$19.46M · min. income ≈ HK$208,084/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,079
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$117,628
−HK$3,605/mo
Today · 4.125%
HK$121,233
baseline
▲ 0.50% · 4.625%
HK$128,610
+HK$7,377/mo
Deposit HK$2.78M · loan HK$25.01M · min. income ≈ HK$242,466/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,912
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$130,316
−HK$3,453/mo
Today · 4.125%
HK$133,769
baseline
▲ 0.50% · 4.625%
HK$140,820
+HK$7,051/mo
Deposit HK$2.78M · loan HK$25.01M · min. income ≈ HK$267,538/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,245 · Scale 2, in force from 26 Feb 2026)