LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,378
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,349
−HK$2,003/mo
Today · 4.125%
HK$67,352
baseline
▲ 0.50% · 4.625%
HK$71,450
+HK$4,098/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$134,704/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,181,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,507
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,398
−HK$1,918/mo
Today · 4.125%
HK$74,316
baseline
▲ 0.50% · 4.625%
HK$78,234
+HK$3,918/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$148,632/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,181,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,053
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,419
−HK$2,403/mo
Today · 4.125%
HK$80,822
baseline
▲ 0.50% · 4.625%
HK$85,740
+HK$4,918/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$161,644/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,608
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,878
−HK$2,302/mo
Today · 4.125%
HK$89,180
baseline
▲ 0.50% · 4.625%
HK$93,880
+HK$4,700/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$178,360/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,729
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,489
−HK$2,804/mo
Today · 4.125%
HK$94,293
baseline
▲ 0.50% · 4.625%
HK$100,030
+HK$5,737/mo
Deposit HK$8.34M · loan HK$19.46M · min. income ≈ HK$188,586/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,710
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,357
−HK$2,686/mo
Today · 4.125%
HK$104,043
baseline
▲ 0.50% · 4.625%
HK$109,527
+HK$5,484/mo
Deposit HK$8.34M · loan HK$19.46M · min. income ≈ HK$208,086/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,080
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$117,628
−HK$3,606/mo
Today · 4.125%
HK$121,234
baseline
▲ 0.50% · 4.625%
HK$128,610
+HK$7,376/mo
Deposit HK$2.78M · loan HK$25.01M · min. income ≈ HK$242,468/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,913
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$130,316
−HK$3,453/mo
Today · 4.125%
HK$133,769
baseline
▲ 0.50% · 4.625%
HK$140,821
+HK$7,052/mo
Deposit HK$2.78M · loan HK$25.01M · min. income ≈ HK$267,538/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,250 · Scale 2, in force from 26 Feb 2026)