LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,382
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,353
−HK$2,003/mo
Today · 4.125%
HK$67,356
baseline
▲ 0.50% · 4.625%
HK$71,455
+HK$4,099/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$134,712/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,181,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,511
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,402
−HK$1,919/mo
Today · 4.125%
HK$74,321
baseline
▲ 0.50% · 4.625%
HK$78,238
+HK$3,917/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$148,642/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,181,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,058
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,424
−HK$2,403/mo
Today · 4.125%
HK$80,827
baseline
▲ 0.50% · 4.625%
HK$85,746
+HK$4,919/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$161,654/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,614
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,883
−HK$2,302/mo
Today · 4.125%
HK$89,185
baseline
▲ 0.50% · 4.625%
HK$93,886
+HK$4,701/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$178,370/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,734
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,494
−HK$2,805/mo
Today · 4.125%
HK$94,299
baseline
▲ 0.50% · 4.625%
HK$100,036
+HK$5,737/mo
Deposit HK$8.34M · loan HK$19.46M · min. income ≈ HK$188,598/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,716
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,363
−HK$2,686/mo
Today · 4.125%
HK$104,049
baseline
▲ 0.50% · 4.625%
HK$109,534
+HK$5,485/mo
Deposit HK$8.34M · loan HK$19.46M · min. income ≈ HK$208,098/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,087
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$117,636
−HK$3,605/mo
Today · 4.125%
HK$121,241
baseline
▲ 0.50% · 4.625%
HK$128,618
+HK$7,377/mo
Deposit HK$2.78M · loan HK$25.02M · min. income ≈ HK$242,482/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,920
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$130,324
−HK$3,454/mo
Today · 4.125%
HK$133,778
baseline
▲ 0.50% · 4.625%
HK$140,829
+HK$7,051/mo
Deposit HK$2.78M · loan HK$25.02M · min. income ≈ HK$267,556/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,323 · Scale 2, in force from 26 Feb 2026)