LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,393
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,365
−HK$2,004/mo
Today · 4.125%
HK$67,369
baseline
▲ 0.50% · 4.625%
HK$71,468
+HK$4,099/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$134,738/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,181,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,524
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,416
−HK$1,919/mo
Today · 4.125%
HK$74,335
baseline
▲ 0.50% · 4.625%
HK$78,253
+HK$3,918/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$148,670/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,181,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,072
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,438
−HK$2,404/mo
Today · 4.125%
HK$80,842
baseline
▲ 0.50% · 4.625%
HK$85,762
+HK$4,920/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$161,684/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,629
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,899
−HK$2,303/mo
Today · 4.125%
HK$89,202
baseline
▲ 0.50% · 4.625%
HK$93,904
+HK$4,702/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$178,404/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,751
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,511
−HK$2,805/mo
Today · 4.125%
HK$94,316
baseline
▲ 0.50% · 4.625%
HK$100,055
+HK$5,739/mo
Deposit HK$8.34M · loan HK$19.46M · min. income ≈ HK$188,632/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,734
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$101,382
−HK$2,687/mo
Today · 4.125%
HK$104,069
baseline
▲ 0.50% · 4.625%
HK$109,554
+HK$5,485/mo
Deposit HK$8.34M · loan HK$19.46M · min. income ≈ HK$208,138/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,108
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$117,657
−HK$3,607/mo
Today · 4.125%
HK$121,264
baseline
▲ 0.50% · 4.625%
HK$128,642
+HK$7,378/mo
Deposit HK$2.78M · loan HK$25.02M · min. income ≈ HK$242,528/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,944
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$130,349
−HK$3,453/mo
Today · 4.125%
HK$133,802
baseline
▲ 0.50% · 4.625%
HK$140,855
+HK$7,053/mo
Deposit HK$2.78M · loan HK$25.02M · min. income ≈ HK$267,604/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,542 · Scale 2, in force from 26 Feb 2026)