LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,408
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,380
−HK$2,004/mo
Today · 4.125%
HK$67,384
baseline
▲ 0.50% · 4.625%
HK$71,484
+HK$4,100/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$134,768/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,181,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,540
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,432
−HK$1,920/mo
Today · 4.125%
HK$74,352
baseline
▲ 0.50% · 4.625%
HK$78,271
+HK$3,919/mo
Deposit HK$13.90M · loan HK$13.90M · min. income ≈ HK$148,704/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,181,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,089
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,456
−HK$2,405/mo
Today · 4.125%
HK$80,861
baseline
▲ 0.50% · 4.625%
HK$85,781
+HK$4,920/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$161,722/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,649
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,919
−HK$2,303/mo
Today · 4.125%
HK$89,222
baseline
▲ 0.50% · 4.625%
HK$93,925
+HK$4,703/mo
Deposit HK$11.12M · loan HK$16.68M · min. income ≈ HK$178,444/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$1,181,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,771
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$91,532
−HK$2,806/mo
Today · 4.125%
HK$94,338
baseline
▲ 0.50% · 4.625%
HK$100,078
+HK$5,740/mo
Deposit HK$8.34M · loan HK$19.47M · min. income ≈ HK$188,676/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,757
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$101,405
−HK$2,687/mo
Today · 4.125%
HK$104,092
baseline
▲ 0.50% · 4.625%
HK$109,579
+HK$5,487/mo
Deposit HK$8.34M · loan HK$19.47M · min. income ≈ HK$208,184/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$1,181,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,134
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$117,684
−HK$3,607/mo
Today · 4.125%
HK$121,291
baseline
▲ 0.50% · 4.625%
HK$128,671
+HK$7,380/mo
Deposit HK$2.78M · loan HK$25.03M · min. income ≈ HK$242,582/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,973
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$130,378
−HK$3,455/mo
Today · 4.125%
HK$133,833
baseline
▲ 0.50% · 4.625%
HK$140,887
+HK$7,054/mo
Deposit HK$2.78M · loan HK$25.03M · min. income ≈ HK$267,666/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,810 · Scale 2, in force from 26 Feb 2026)