LTV · monthly repayment
▼ 0.50% · 3.625%
HK$634,139
−HK$39,767/mo
▼ 0.25% · 3.875%
HK$653,865
−HK$20,041/mo
Today · 4.125%
HK$673,906
baseline
▲ 0.50% · 4.625%
HK$714,911
+HK$41,005/mo
Deposit HK$139.05M · loan HK$139.05M · min. income ≈ HK$1,347,812/mo (50% DSR)
Upfront cash ≈ HK$157.13M (deposit + AVD stamp duty HK$18,076,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$705,474
−HK$38,114/mo
▼ 0.25% · 3.875%
HK$724,394
−HK$19,194/mo
Today · 4.125%
HK$743,588
baseline
▲ 0.50% · 4.625%
HK$782,784
+HK$39,196/mo
Deposit HK$139.05M · loan HK$139.05M · min. income ≈ HK$1,487,176/mo (50% DSR)
Upfront cash ≈ HK$157.13M (deposit + AVD stamp duty HK$18,076,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$760,967
−HK$47,720/mo
▼ 0.25% · 3.875%
HK$784,638
−HK$24,049/mo
Today · 4.125%
HK$808,687
baseline
▲ 0.50% · 4.625%
HK$857,893
+HK$49,206/mo
Deposit HK$111.24M · loan HK$166.86M · min. income ≈ HK$1,617,374/mo (50% DSR)
Upfront cash ≈ HK$129.32M (deposit + AVD stamp duty HK$18,076,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$846,569
−HK$45,737/mo
▼ 0.25% · 3.875%
HK$869,273
−HK$23,033/mo
Today · 4.125%
HK$892,306
baseline
▲ 0.50% · 4.625%
HK$939,341
+HK$47,035/mo
Deposit HK$111.24M · loan HK$166.86M · min. income ≈ HK$1,784,612/mo (50% DSR)
Upfront cash ≈ HK$129.32M (deposit + AVD stamp duty HK$18,076,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$887,795
−HK$55,673/mo
▼ 0.25% · 3.875%
HK$915,411
−HK$28,057/mo
Today · 4.125%
HK$943,468
baseline
▲ 0.50% · 4.625%
HK$1,000,876
+HK$57,408/mo
Deposit HK$83.43M · loan HK$194.67M · min. income ≈ HK$1,886,936/mo (50% DSR)
Upfront cash ≈ HK$101.51M (deposit + AVD stamp duty HK$18,076,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$987,663
−HK$53,361/mo
▼ 0.25% · 3.875%
HK$1,014,152
−HK$26,872/mo
Today · 4.125%
HK$1,041,024
baseline
▲ 0.50% · 4.625%
HK$1,095,897
+HK$54,873/mo
Deposit HK$83.43M · loan HK$194.67M · min. income ≈ HK$2,082,048/mo (50% DSR)
Upfront cash ≈ HK$101.51M (deposit + AVD stamp duty HK$18,076,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,141,451
−HK$71,579/mo
▼ 0.25% · 3.875%
HK$1,176,957
−HK$36,073/mo
Today · 4.125%
HK$1,213,030
baseline
▲ 0.50% · 4.625%
HK$1,286,840
+HK$73,810/mo
Deposit HK$27.81M · loan HK$250.29M · min. income ≈ HK$2,426,060/mo (50% DSR)
Upfront cash ≈ HK$45.89M (deposit + AVD stamp duty HK$18,076,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,269,853
−HK$68,606/mo
▼ 0.25% · 3.875%
HK$1,303,910
−HK$34,549/mo
Today · 4.125%
HK$1,338,459
baseline
▲ 0.50% · 4.625%
HK$1,409,011
+HK$70,552/mo
Deposit HK$27.81M · loan HK$250.29M · min. income ≈ HK$2,676,918/mo (50% DSR)
Upfront cash ≈ HK$45.89M (deposit + AVD stamp duty HK$18,076,504 · Scale 2, in force from 26 Feb 2026)