LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,416
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,389
−HK$2,004/mo
Today · 4.125%
HK$67,393
baseline
▲ 0.50% · 4.625%
HK$71,494
+HK$4,101/mo
Deposit HK$13.91M · loan HK$13.91M · min. income ≈ HK$134,786/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,181,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,550
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,442
−HK$1,920/mo
Today · 4.125%
HK$74,362
baseline
▲ 0.50% · 4.625%
HK$78,281
+HK$3,919/mo
Deposit HK$13.91M · loan HK$13.91M · min. income ≈ HK$148,724/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,181,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,100
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,467
−HK$2,405/mo
Today · 4.125%
HK$80,872
baseline
▲ 0.50% · 4.625%
HK$85,793
+HK$4,921/mo
Deposit HK$11.12M · loan HK$16.69M · min. income ≈ HK$161,744/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,181,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,660
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,931
−HK$2,303/mo
Today · 4.125%
HK$89,234
baseline
▲ 0.50% · 4.625%
HK$93,938
+HK$4,704/mo
Deposit HK$11.12M · loan HK$16.69M · min. income ≈ HK$178,468/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,181,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,783
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$91,545
−HK$2,805/mo
Today · 4.125%
HK$94,350
baseline
▲ 0.50% · 4.625%
HK$100,091
+HK$5,741/mo
Deposit HK$8.34M · loan HK$19.47M · min. income ≈ HK$188,700/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,181,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,770
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$101,419
−HK$2,687/mo
Today · 4.125%
HK$104,106
baseline
▲ 0.50% · 4.625%
HK$109,594
+HK$5,488/mo
Deposit HK$8.34M · loan HK$19.47M · min. income ≈ HK$208,212/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,181,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,150
−HK$7,158/mo
▼ 0.25% · 3.875%
HK$117,700
−HK$3,608/mo
Today · 4.125%
HK$121,308
baseline
▲ 0.50% · 4.625%
HK$128,689
+HK$7,381/mo
Deposit HK$2.78M · loan HK$25.03M · min. income ≈ HK$242,616/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,990
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$130,396
−HK$3,455/mo
Today · 4.125%
HK$133,851
baseline
▲ 0.50% · 4.625%
HK$140,907
+HK$7,056/mo
Deposit HK$2.78M · loan HK$25.03M · min. income ≈ HK$267,702/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$1,181,972 · Scale 2, in force from 26 Feb 2026)