LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,461
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,435
−HK$2,005/mo
Today · 4.125%
HK$67,440
baseline
▲ 0.50% · 4.625%
HK$71,544
+HK$4,104/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$134,880/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,182,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,600
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,493
−HK$1,921/mo
Today · 4.125%
HK$74,414
baseline
▲ 0.50% · 4.625%
HK$78,336
+HK$3,922/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$148,828/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,182,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,153
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$78,522
−HK$2,407/mo
Today · 4.125%
HK$80,929
baseline
▲ 0.50% · 4.625%
HK$85,853
+HK$4,924/mo
Deposit HK$11.13M · loan HK$16.70M · min. income ≈ HK$161,858/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,182,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,719
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$86,992
−HK$2,305/mo
Today · 4.125%
HK$89,297
baseline
▲ 0.50% · 4.625%
HK$94,004
+HK$4,707/mo
Deposit HK$11.13M · loan HK$16.70M · min. income ≈ HK$178,594/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,182,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,845
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,609
−HK$2,808/mo
Today · 4.125%
HK$94,417
baseline
▲ 0.50% · 4.625%
HK$100,162
+HK$5,745/mo
Deposit HK$8.35M · loan HK$19.48M · min. income ≈ HK$188,834/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,182,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,839
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$101,490
−HK$2,689/mo
Today · 4.125%
HK$104,179
baseline
▲ 0.50% · 4.625%
HK$109,671
+HK$5,492/mo
Deposit HK$8.35M · loan HK$19.48M · min. income ≈ HK$208,358/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,182,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,230
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,783
−HK$3,610/mo
Today · 4.125%
HK$121,393
baseline
▲ 0.50% · 4.625%
HK$128,779
+HK$7,386/mo
Deposit HK$2.78M · loan HK$25.05M · min. income ≈ HK$242,786/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,182,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,079
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$130,487
−HK$3,458/mo
Today · 4.125%
HK$133,945
baseline
▲ 0.50% · 4.625%
HK$141,005
+HK$7,060/mo
Deposit HK$2.78M · loan HK$25.05M · min. income ≈ HK$267,890/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,182,800 · Scale 2, in force from 26 Feb 2026)