LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,467
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,441
−HK$2,006/mo
Today · 4.125%
HK$67,447
baseline
▲ 0.50% · 4.625%
HK$71,551
+HK$4,104/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$134,894/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,182,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,606
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,500
−HK$1,921/mo
Today · 4.125%
HK$74,421
baseline
▲ 0.50% · 4.625%
HK$78,344
+HK$3,923/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$148,842/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,182,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,160
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$78,529
−HK$2,407/mo
Today · 4.125%
HK$80,936
baseline
▲ 0.50% · 4.625%
HK$85,861
+HK$4,925/mo
Deposit HK$11.13M · loan HK$16.70M · min. income ≈ HK$161,872/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,182,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,728
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$87,000
−HK$2,305/mo
Today · 4.125%
HK$89,305
baseline
▲ 0.50% · 4.625%
HK$94,013
+HK$4,708/mo
Deposit HK$11.13M · loan HK$16.70M · min. income ≈ HK$178,610/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,182,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,854
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,618
−HK$2,808/mo
Today · 4.125%
HK$94,426
baseline
▲ 0.50% · 4.625%
HK$100,171
+HK$5,745/mo
Deposit HK$8.35M · loan HK$19.48M · min. income ≈ HK$188,852/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,182,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,849
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$101,500
−HK$2,689/mo
Today · 4.125%
HK$104,189
baseline
▲ 0.50% · 4.625%
HK$109,681
+HK$5,492/mo
Deposit HK$8.35M · loan HK$19.48M · min. income ≈ HK$208,378/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,182,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,241
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,794
−HK$3,610/mo
Today · 4.125%
HK$121,404
baseline
▲ 0.50% · 4.625%
HK$128,792
+HK$7,388/mo
Deposit HK$2.78M · loan HK$25.05M · min. income ≈ HK$242,808/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,182,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,091
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,500
−HK$3,458/mo
Today · 4.125%
HK$133,958
baseline
▲ 0.50% · 4.625%
HK$141,019
+HK$7,061/mo
Deposit HK$2.78M · loan HK$25.05M · min. income ≈ HK$267,916/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,182,914 · Scale 2, in force from 26 Feb 2026)