LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,472
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,446
−HK$2,006/mo
Today · 4.125%
HK$67,452
baseline
▲ 0.50% · 4.625%
HK$71,556
+HK$4,104/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$134,904/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,183,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,612
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,505
−HK$1,921/mo
Today · 4.125%
HK$74,426
baseline
▲ 0.50% · 4.625%
HK$78,350
+HK$3,924/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$148,852/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,183,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,166
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$78,535
−HK$2,407/mo
Today · 4.125%
HK$80,942
baseline
▲ 0.50% · 4.625%
HK$85,867
+HK$4,925/mo
Deposit HK$11.13M · loan HK$16.70M · min. income ≈ HK$161,884/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,734
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$87,006
−HK$2,306/mo
Today · 4.125%
HK$89,312
baseline
▲ 0.50% · 4.625%
HK$94,019
+HK$4,707/mo
Deposit HK$11.13M · loan HK$16.70M · min. income ≈ HK$178,624/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,860
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,624
−HK$2,809/mo
Today · 4.125%
HK$94,433
baseline
▲ 0.50% · 4.625%
HK$100,179
+HK$5,746/mo
Deposit HK$8.35M · loan HK$19.48M · min. income ≈ HK$188,866/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,183,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,856
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$101,507
−HK$2,690/mo
Today · 4.125%
HK$104,197
baseline
▲ 0.50% · 4.625%
HK$109,689
+HK$5,492/mo
Deposit HK$8.35M · loan HK$19.48M · min. income ≈ HK$208,394/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,183,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,249
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$117,803
−HK$3,610/mo
Today · 4.125%
HK$121,413
baseline
▲ 0.50% · 4.625%
HK$128,801
+HK$7,388/mo
Deposit HK$2.78M · loan HK$25.05M · min. income ≈ HK$242,826/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,101
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,510
−HK$3,458/mo
Today · 4.125%
HK$133,968
baseline
▲ 0.50% · 4.625%
HK$141,029
+HK$7,061/mo
Deposit HK$2.78M · loan HK$25.05M · min. income ≈ HK$267,936/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,000 · Scale 2, in force from 26 Feb 2026)