LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,474
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,449
−HK$2,006/mo
Today · 4.125%
HK$67,455
baseline
▲ 0.50% · 4.625%
HK$71,559
+HK$4,104/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$134,910/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,183,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,614
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,508
−HK$1,921/mo
Today · 4.125%
HK$74,429
baseline
▲ 0.50% · 4.625%
HK$78,353
+HK$3,924/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$148,858/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,183,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,169
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$78,538
−HK$2,407/mo
Today · 4.125%
HK$80,945
baseline
▲ 0.50% · 4.625%
HK$85,871
+HK$4,926/mo
Deposit HK$11.13M · loan HK$16.70M · min. income ≈ HK$161,890/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,737
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$87,010
−HK$2,305/mo
Today · 4.125%
HK$89,315
baseline
▲ 0.50% · 4.625%
HK$94,023
+HK$4,708/mo
Deposit HK$11.13M · loan HK$16.70M · min. income ≈ HK$178,630/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,864
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,628
−HK$2,808/mo
Today · 4.125%
HK$94,436
baseline
▲ 0.50% · 4.625%
HK$100,183
+HK$5,747/mo
Deposit HK$8.35M · loan HK$19.49M · min. income ≈ HK$188,872/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,183,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,860
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$101,511
−HK$2,690/mo
Today · 4.125%
HK$104,201
baseline
▲ 0.50% · 4.625%
HK$109,694
+HK$5,493/mo
Deposit HK$8.35M · loan HK$19.49M · min. income ≈ HK$208,402/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,183,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,253
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$117,807
−HK$3,611/mo
Today · 4.125%
HK$121,418
baseline
▲ 0.50% · 4.625%
HK$128,806
+HK$7,388/mo
Deposit HK$2.78M · loan HK$25.05M · min. income ≈ HK$242,836/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,106
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,515
−HK$3,458/mo
Today · 4.125%
HK$133,973
baseline
▲ 0.50% · 4.625%
HK$141,035
+HK$7,062/mo
Deposit HK$2.78M · loan HK$25.05M · min. income ≈ HK$267,946/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,048 · Scale 2, in force from 26 Feb 2026)