LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,480
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,454
−HK$2,007/mo
Today · 4.125%
HK$67,461
baseline
▲ 0.50% · 4.625%
HK$71,565
+HK$4,104/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$134,922/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,183,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,621
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,515
−HK$1,921/mo
Today · 4.125%
HK$74,436
baseline
▲ 0.50% · 4.625%
HK$78,360
+HK$3,924/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$148,872/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,183,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,176
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,545
−HK$2,408/mo
Today · 4.125%
HK$80,953
baseline
▲ 0.50% · 4.625%
HK$85,879
+HK$4,926/mo
Deposit HK$11.14M · loan HK$16.70M · min. income ≈ HK$161,906/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,745
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$87,018
−HK$2,305/mo
Today · 4.125%
HK$89,323
baseline
▲ 0.50% · 4.625%
HK$94,032
+HK$4,709/mo
Deposit HK$11.14M · loan HK$16.70M · min. income ≈ HK$178,646/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,872
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,636
−HK$2,809/mo
Today · 4.125%
HK$94,445
baseline
▲ 0.50% · 4.625%
HK$100,192
+HK$5,747/mo
Deposit HK$8.35M · loan HK$19.49M · min. income ≈ HK$188,890/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,183,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,869
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,521
−HK$2,690/mo
Today · 4.125%
HK$104,211
baseline
▲ 0.50% · 4.625%
HK$109,704
+HK$5,493/mo
Deposit HK$8.35M · loan HK$19.49M · min. income ≈ HK$208,422/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$1,183,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,264
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$117,818
−HK$3,611/mo
Today · 4.125%
HK$121,429
baseline
▲ 0.50% · 4.625%
HK$128,818
+HK$7,389/mo
Deposit HK$2.78M · loan HK$25.06M · min. income ≈ HK$242,858/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,117
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$130,527
−HK$3,458/mo
Today · 4.125%
HK$133,985
baseline
▲ 0.50% · 4.625%
HK$141,048
+HK$7,063/mo
Deposit HK$2.78M · loan HK$25.06M · min. income ≈ HK$267,970/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,155 · Scale 2, in force from 26 Feb 2026)