LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,484
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,458
−HK$2,007/mo
Today · 4.125%
HK$67,465
baseline
▲ 0.50% · 4.625%
HK$71,570
+HK$4,105/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$134,930/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,183,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,625
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,519
−HK$1,921/mo
Today · 4.125%
HK$74,440
baseline
▲ 0.50% · 4.625%
HK$78,364
+HK$3,924/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$148,880/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,183,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,180
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,550
−HK$2,407/mo
Today · 4.125%
HK$80,957
baseline
▲ 0.50% · 4.625%
HK$85,883
+HK$4,926/mo
Deposit HK$11.14M · loan HK$16.70M · min. income ≈ HK$161,914/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,750
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,023
−HK$2,306/mo
Today · 4.125%
HK$89,329
baseline
▲ 0.50% · 4.625%
HK$94,037
+HK$4,708/mo
Deposit HK$11.14M · loan HK$16.70M · min. income ≈ HK$178,658/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,877
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,642
−HK$2,808/mo
Today · 4.125%
HK$94,450
baseline
▲ 0.50% · 4.625%
HK$100,197
+HK$5,747/mo
Deposit HK$8.35M · loan HK$19.49M · min. income ≈ HK$188,900/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,875
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,526
−HK$2,691/mo
Today · 4.125%
HK$104,217
baseline
▲ 0.50% · 4.625%
HK$109,710
+HK$5,493/mo
Deposit HK$8.35M · loan HK$19.49M · min. income ≈ HK$208,434/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,270
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$117,825
−HK$3,611/mo
Today · 4.125%
HK$121,436
baseline
▲ 0.50% · 4.625%
HK$128,825
+HK$7,389/mo
Deposit HK$2.78M · loan HK$25.06M · min. income ≈ HK$242,872/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,125
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$130,534
−HK$3,459/mo
Today · 4.125%
HK$133,993
baseline
▲ 0.50% · 4.625%
HK$141,056
+HK$7,063/mo
Deposit HK$2.78M · loan HK$25.06M · min. income ≈ HK$267,986/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,223 · Scale 2, in force from 26 Feb 2026)