LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,485
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,460
−HK$2,007/mo
Today · 4.125%
HK$67,467
baseline
▲ 0.50% · 4.625%
HK$71,572
+HK$4,105/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$134,934/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,183,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,627
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,521
−HK$1,922/mo
Today · 4.125%
HK$74,443
baseline
▲ 0.50% · 4.625%
HK$78,367
+HK$3,924/mo
Deposit HK$13.92M · loan HK$13.92M · min. income ≈ HK$148,886/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,183,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,183
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,552
−HK$2,408/mo
Today · 4.125%
HK$80,960
baseline
▲ 0.50% · 4.625%
HK$85,886
+HK$4,926/mo
Deposit HK$11.14M · loan HK$16.70M · min. income ≈ HK$161,920/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,752
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,025
−HK$2,306/mo
Today · 4.125%
HK$89,331
baseline
▲ 0.50% · 4.625%
HK$94,040
+HK$4,709/mo
Deposit HK$11.14M · loan HK$16.70M · min. income ≈ HK$178,662/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,880
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,644
−HK$2,809/mo
Today · 4.125%
HK$94,453
baseline
▲ 0.50% · 4.625%
HK$100,200
+HK$5,747/mo
Deposit HK$8.35M · loan HK$19.49M · min. income ≈ HK$188,906/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,878
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,530
−HK$2,690/mo
Today · 4.125%
HK$104,220
baseline
▲ 0.50% · 4.625%
HK$109,713
+HK$5,493/mo
Deposit HK$8.35M · loan HK$19.49M · min. income ≈ HK$208,440/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,274
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$117,828
−HK$3,612/mo
Today · 4.125%
HK$121,440
baseline
▲ 0.50% · 4.625%
HK$128,829
+HK$7,389/mo
Deposit HK$2.78M · loan HK$25.06M · min. income ≈ HK$242,880/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,128
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$130,538
−HK$3,459/mo
Today · 4.125%
HK$133,997
baseline
▲ 0.50% · 4.625%
HK$141,060
+HK$7,063/mo
Deposit HK$2.78M · loan HK$25.06M · min. income ≈ HK$267,994/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,259 · Scale 2, in force from 26 Feb 2026)