LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,507
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,482
−HK$2,007/mo
Today · 4.125%
HK$67,489
baseline
▲ 0.50% · 4.625%
HK$71,596
+HK$4,107/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$134,978/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,650
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,545
−HK$1,923/mo
Today · 4.125%
HK$74,468
baseline
▲ 0.50% · 4.625%
HK$78,393
+HK$3,925/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$148,936/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,208
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,578
−HK$2,409/mo
Today · 4.125%
HK$80,987
baseline
▲ 0.50% · 4.625%
HK$85,915
+HK$4,928/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$161,974/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,781
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$87,054
−HK$2,307/mo
Today · 4.125%
HK$89,361
baseline
▲ 0.50% · 4.625%
HK$94,071
+HK$4,710/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$178,722/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,909
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,675
−HK$2,810/mo
Today · 4.125%
HK$94,485
baseline
▲ 0.50% · 4.625%
HK$100,234
+HK$5,749/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$188,970/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,911
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,563
−HK$2,692/mo
Today · 4.125%
HK$104,255
baseline
▲ 0.50% · 4.625%
HK$109,750
+HK$5,495/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$208,510/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,312
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$117,868
−HK$3,612/mo
Today · 4.125%
HK$121,480
baseline
▲ 0.50% · 4.625%
HK$128,872
+HK$7,392/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$242,960/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,171
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,582
−HK$3,460/mo
Today · 4.125%
HK$134,042
baseline
▲ 0.50% · 4.625%
HK$141,107
+HK$7,065/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$268,084/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,653 · Scale 2, in force from 26 Feb 2026)