LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,510
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,486
−HK$2,007/mo
Today · 4.125%
HK$67,493
baseline
▲ 0.50% · 4.625%
HK$71,600
+HK$4,107/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$134,986/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,654
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,549
−HK$1,923/mo
Today · 4.125%
HK$74,472
baseline
▲ 0.50% · 4.625%
HK$78,397
+HK$3,925/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$148,944/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,212
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,583
−HK$2,408/mo
Today · 4.125%
HK$80,991
baseline
▲ 0.50% · 4.625%
HK$85,919
+HK$4,928/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$161,982/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,785
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,059
−HK$2,307/mo
Today · 4.125%
HK$89,366
baseline
▲ 0.50% · 4.625%
HK$94,077
+HK$4,711/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$178,732/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,183,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,914
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,680
−HK$2,810/mo
Today · 4.125%
HK$94,490
baseline
▲ 0.50% · 4.625%
HK$100,239
+HK$5,749/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$188,980/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,916
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,569
−HK$2,691/mo
Today · 4.125%
HK$104,260
baseline
▲ 0.50% · 4.625%
HK$109,756
+HK$5,496/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$208,520/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,318
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,874
−HK$3,613/mo
Today · 4.125%
HK$121,487
baseline
▲ 0.50% · 4.625%
HK$128,879
+HK$7,392/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$242,974/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,178
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,589
−HK$3,460/mo
Today · 4.125%
HK$134,049
baseline
▲ 0.50% · 4.625%
HK$141,115
+HK$7,066/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$268,098/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,719 · Scale 2, in force from 26 Feb 2026)