LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,514
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,490
−HK$2,007/mo
Today · 4.125%
HK$67,497
baseline
▲ 0.50% · 4.625%
HK$71,604
+HK$4,107/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$134,994/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,659
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,554
−HK$1,922/mo
Today · 4.125%
HK$74,476
baseline
▲ 0.50% · 4.625%
HK$78,402
+HK$3,926/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$148,952/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,217
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,588
−HK$2,409/mo
Today · 4.125%
HK$80,997
baseline
▲ 0.50% · 4.625%
HK$85,925
+HK$4,928/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$161,994/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,183,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,791
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,065
−HK$2,307/mo
Today · 4.125%
HK$89,372
baseline
▲ 0.50% · 4.625%
HK$94,083
+HK$4,711/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$178,744/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,183,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,920
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,686
−HK$2,810/mo
Today · 4.125%
HK$94,496
baseline
▲ 0.50% · 4.625%
HK$100,246
+HK$5,750/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$188,992/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,922
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,576
−HK$2,691/mo
Today · 4.125%
HK$104,267
baseline
▲ 0.50% · 4.625%
HK$109,763
+HK$5,496/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$208,534/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,326
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,882
−HK$3,613/mo
Today · 4.125%
HK$121,495
baseline
▲ 0.50% · 4.625%
HK$128,887
+HK$7,392/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$242,990/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,186
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,597
−HK$3,460/mo
Today · 4.125%
HK$134,057
baseline
▲ 0.50% · 4.625%
HK$141,124
+HK$7,067/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$268,114/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,794 · Scale 2, in force from 26 Feb 2026)