LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,515
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,490
−HK$2,008/mo
Today · 4.125%
HK$67,498
baseline
▲ 0.50% · 4.625%
HK$71,605
+HK$4,107/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$134,996/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,660
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,555
−HK$1,922/mo
Today · 4.125%
HK$74,477
baseline
▲ 0.50% · 4.625%
HK$78,403
+HK$3,926/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$148,954/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,218
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,589
−HK$2,408/mo
Today · 4.125%
HK$80,997
baseline
▲ 0.50% · 4.625%
HK$85,926
+HK$4,929/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$161,994/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,183,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,791
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,065
−HK$2,307/mo
Today · 4.125%
HK$89,372
baseline
▲ 0.50% · 4.625%
HK$94,083
+HK$4,711/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$178,744/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,183,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,921
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,687
−HK$2,810/mo
Today · 4.125%
HK$94,497
baseline
▲ 0.50% · 4.625%
HK$100,247
+HK$5,750/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$188,994/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,923
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,576
−HK$2,692/mo
Today · 4.125%
HK$104,268
baseline
▲ 0.50% · 4.625%
HK$109,764
+HK$5,496/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$208,536/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,327
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,883
−HK$3,613/mo
Today · 4.125%
HK$121,496
baseline
▲ 0.50% · 4.625%
HK$128,889
+HK$7,393/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$242,992/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,187
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,598
−HK$3,461/mo
Today · 4.125%
HK$134,059
baseline
▲ 0.50% · 4.625%
HK$141,125
+HK$7,066/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$268,118/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,805 · Scale 2, in force from 26 Feb 2026)