LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,516
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,491
−HK$2,008/mo
Today · 4.125%
HK$67,499
baseline
▲ 0.50% · 4.625%
HK$71,606
+HK$4,107/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$134,998/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,660
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,556
−HK$1,922/mo
Today · 4.125%
HK$74,478
baseline
▲ 0.50% · 4.625%
HK$78,404
+HK$3,926/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$148,956/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,219
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,590
−HK$2,408/mo
Today · 4.125%
HK$80,998
baseline
▲ 0.50% · 4.625%
HK$85,927
+HK$4,929/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$161,996/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,183,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,793
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,067
−HK$2,307/mo
Today · 4.125%
HK$89,374
baseline
▲ 0.50% · 4.625%
HK$94,085
+HK$4,711/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$178,748/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,183,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,922
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,688
−HK$2,810/mo
Today · 4.125%
HK$94,498
baseline
▲ 0.50% · 4.625%
HK$100,248
+HK$5,750/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$188,996/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,925
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,578
−HK$2,691/mo
Today · 4.125%
HK$104,269
baseline
▲ 0.50% · 4.625%
HK$109,765
+HK$5,496/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$208,538/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,328
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,884
−HK$3,613/mo
Today · 4.125%
HK$121,497
baseline
▲ 0.50% · 4.625%
HK$128,890
+HK$7,393/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$242,994/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,189
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,600
−HK$3,460/mo
Today · 4.125%
HK$134,060
baseline
▲ 0.50% · 4.625%
HK$141,127
+HK$7,067/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$268,120/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,821 · Scale 2, in force from 26 Feb 2026)