LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,518
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,494
−HK$2,007/mo
Today · 4.125%
HK$67,501
baseline
▲ 0.50% · 4.625%
HK$71,608
+HK$4,107/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$135,002/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,663
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,558
−HK$1,923/mo
Today · 4.125%
HK$74,481
baseline
▲ 0.50% · 4.625%
HK$78,407
+HK$3,926/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$148,962/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,221
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,592
−HK$2,409/mo
Today · 4.125%
HK$81,001
baseline
▲ 0.50% · 4.625%
HK$85,930
+HK$4,929/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$162,002/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,183,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,796
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,070
−HK$2,307/mo
Today · 4.125%
HK$89,377
baseline
▲ 0.50% · 4.625%
HK$94,088
+HK$4,711/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$178,754/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,183,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,925
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,691
−HK$2,810/mo
Today · 4.125%
HK$94,501
baseline
▲ 0.50% · 4.625%
HK$100,251
+HK$5,750/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$189,002/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,928
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,581
−HK$2,692/mo
Today · 4.125%
HK$104,273
baseline
▲ 0.50% · 4.625%
HK$109,769
+HK$5,496/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$208,546/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,332
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,888
−HK$3,614/mo
Today · 4.125%
HK$121,502
baseline
▲ 0.50% · 4.625%
HK$128,895
+HK$7,393/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$243,004/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,193
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,605
−HK$3,460/mo
Today · 4.125%
HK$134,065
baseline
▲ 0.50% · 4.625%
HK$141,132
+HK$7,067/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$268,130/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,862 · Scale 2, in force from 26 Feb 2026)