LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,519
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,495
−HK$2,007/mo
Today · 4.125%
HK$67,502
baseline
▲ 0.50% · 4.625%
HK$71,610
+HK$4,108/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$135,004/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,664
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,559
−HK$1,923/mo
Today · 4.125%
HK$74,482
baseline
▲ 0.50% · 4.625%
HK$78,408
+HK$3,926/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$148,964/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,183,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,223
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,594
−HK$2,409/mo
Today · 4.125%
HK$81,003
baseline
▲ 0.50% · 4.625%
HK$85,932
+HK$4,929/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$162,006/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,183,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,797
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,071
−HK$2,307/mo
Today · 4.125%
HK$89,378
baseline
▲ 0.50% · 4.625%
HK$94,090
+HK$4,712/mo
Deposit HK$11.14M · loan HK$16.71M · min. income ≈ HK$178,756/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,183,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,927
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,693
−HK$2,810/mo
Today · 4.125%
HK$94,503
baseline
▲ 0.50% · 4.625%
HK$100,253
+HK$5,750/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$189,006/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,930
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,583
−HK$2,692/mo
Today · 4.125%
HK$104,275
baseline
▲ 0.50% · 4.625%
HK$109,771
+HK$5,496/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$208,550/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,183,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,334
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,891
−HK$3,613/mo
Today · 4.125%
HK$121,504
baseline
▲ 0.50% · 4.625%
HK$128,897
+HK$7,393/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$243,008/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,196
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,607
−HK$3,461/mo
Today · 4.125%
HK$134,068
baseline
▲ 0.50% · 4.625%
HK$141,135
+HK$7,067/mo
Deposit HK$2.79M · loan HK$25.07M · min. income ≈ HK$268,136/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,183,885 · Scale 2, in force from 26 Feb 2026)