LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,537
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,513
−HK$2,008/mo
Today · 4.125%
HK$67,521
baseline
▲ 0.50% · 4.625%
HK$71,629
+HK$4,108/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$135,042/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,184,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,684
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,579
−HK$1,924/mo
Today · 4.125%
HK$74,503
baseline
▲ 0.50% · 4.625%
HK$78,430
+HK$3,927/mo
Deposit HK$13.93M · loan HK$13.93M · min. income ≈ HK$149,006/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,184,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,244
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,615
−HK$2,410/mo
Today · 4.125%
HK$81,025
baseline
▲ 0.50% · 4.625%
HK$85,955
+HK$4,930/mo
Deposit HK$11.15M · loan HK$16.72M · min. income ≈ HK$162,050/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,184,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,820
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,095
−HK$2,308/mo
Today · 4.125%
HK$89,403
baseline
▲ 0.50% · 4.625%
HK$94,116
+HK$4,713/mo
Deposit HK$11.15M · loan HK$16.72M · min. income ≈ HK$178,806/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,184,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,951
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$91,718
−HK$2,811/mo
Today · 4.125%
HK$94,529
baseline
▲ 0.50% · 4.625%
HK$100,281
+HK$5,752/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$189,058/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,184,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,957
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$101,611
−HK$2,693/mo
Today · 4.125%
HK$104,304
baseline
▲ 0.50% · 4.625%
HK$109,802
+HK$5,498/mo
Deposit HK$8.36M · loan HK$19.50M · min. income ≈ HK$208,608/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$1,184,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,366
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$117,923
−HK$3,614/mo
Today · 4.125%
HK$121,537
baseline
▲ 0.50% · 4.625%
HK$128,933
+HK$7,396/mo
Deposit HK$2.79M · loan HK$25.08M · min. income ≈ HK$243,074/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,184,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,231
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$130,643
−HK$3,462/mo
Today · 4.125%
HK$134,105
baseline
▲ 0.50% · 4.625%
HK$141,173
+HK$7,068/mo
Deposit HK$2.79M · loan HK$25.08M · min. income ≈ HK$268,210/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$1,184,210 · Scale 2, in force from 26 Feb 2026)